Terms and Conditions

1. Acceptance

By accessing or using systembreakdowns.com, you agree to these Terms and Conditions and to our Privacy Policy. If you do not agree, please do not use the site.

2. What SystemBreakdowns Provides

SystemBreakdowns offers educational breakdowns, calculators, the Profit Leak Audit, a member community, memberships, books, and information about advisory services. Features and content may change, expand, or be discontinued over time.

3. Eligibility

You must be at least 18 years old to purchase products or enter into agreements through the site. If you are under 18, you may use the site only with the involvement of a parent or guardian.

4. Educational Content and No Professional Advice

All content and tools are provided for general educational and informational purposes. The calculators and the Profit Leak Audit produce estimates based on the inputs and assumptions you provide and are illustrative only. Nothing on the site is legal, accounting, tax, engineering, investment, or other professional advice. You are responsible for your own decisions, and you should consult a qualified professional before acting on anything you find here.

5. Accounts

If you create an account, you agree to provide accurate information, keep your login credentials secure, and accept responsibility for activity under your account. Notify us promptly of any unauthorized use.

6. Memberships, Billing, and Renewal

Paid memberships start from $19.95 per month, with an annual billing option also available. Paid plans renew automatically for the same term until you cancel. You can cancel at any time from your account and will keep access through the end of the term you have already paid for. Fees are charged through our payment provider. Refunds are governed by our Refund Policy at systembreakdowns.com/refund. We may change pricing on a going-forward basis, with notice before a renewal is affected.

7. Digital Products and License

Digital products, downloads, calculators, and books are licensed, not sold, for your personal or internal business use unless stated otherwise. You may not copy, redistribute, resell, sublicense, or publicly post them without our prior written permission.

8. Intellectual Property

All text, graphics, logos, videos, calculators, downloads, and other content on the site are owned by or licensed to SystemBreakdowns and are protected by intellectual property laws. The SystemBreakdowns name and logo are our marks. You may not use them without permission.

9. User Content and Community

You keep ownership of what you post in the community, but you grant us a non-exclusive, worldwide, royalty-free license to host, display, and distribute that content to operate and promote the community. You are responsible for what you post, you agree not to post unlawful, infringing, misleading, or abusive content, and we may moderate, remove content, or suspend accounts that violate these Terms.

10. Acceptable Use

You agree not to misuse the site, attempt unauthorized access, scrape or extract content through automated means beyond normal browsing, upload malicious code, interfere with the site's operation, or use the tools or content to build a competing product or service.

11. Third-Party Links and Services

The site may link to third-party websites and services. We do not control them and are not responsible for their content, products, or privacy practices.

12. Advisory Services

Advisory, fractional, interim, and operating review services referenced on the site are provided through the practice at JacobSchlesinger.net and are governed by separate agreements. Submitting a request through the site does not create an engagement or any obligation on either side until a separate agreement is signed.

13. Disclaimer of Warranties

The site and all content and tools are provided "as is" and "as available," without warranties of any kind, express or implied, including any warranty that the tools, estimates, or results are accurate, complete, or fit for a particular purpose.

14. Limitation of Liability

To the maximum extent permitted by law, SystemBreakdowns and its owners and contributors will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the site, its content, or its tools. Where liability cannot be excluded, it is limited to the amount you paid us, if any, in the twelve months before the claim arose.

15. Indemnification

You agree to indemnify and hold harmless SystemBreakdowns and its owners and contributors from claims, losses, and expenses arising from your misuse of the site, your content, or your violation of these Terms.

16. Governing Law and Venue

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. You agree that any dispute will be brought in the state or federal courts located in Florida, and you consent to their jurisdiction.

17. Changes to These Terms

We may modify these Terms at any time by posting an updated version on the site with a new effective date. Your continued use after changes take effect means you accept the revised Terms.

18. Severability and Entire Agreement

If any provision of these Terms is found unenforceable, the rest remain in effect. These Terms, together with the Privacy Policy and Refund Policy, are the entire agreement between you and us regarding the site.

19. Contact

Questions about these Terms can be submitted through the contact page at systembreakdowns.com/contact.